A Primary Source of Income at Retirement!!!

A RRIF is a comfortable transition because of its similarity to an RRSP. A RRIF provides a high level of control over the investments in your retirement plan, the advantage of tax-free growth of assets within the plan, as well as maximum flexibility in establishing an income stream. By December 31st in the year you turn 71, you must convert your RRSP into a RRIF.  This conversion can also be done sooner if you wish. Benefits of a RRIF include:


  • Your RRIF investments and earnings generated are not taxable until they are withdrawn as income. In other words, grow your investments in a tax-free account
  • From the age of 65, there is a pension tax credit available on retirement income, for which RRIFs are eligible
  • Control your withdrawals for planned and unplanned expenses

Call 604-260-7150 or complete the form on the right to speak with an Advisor.

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